WagyuWagyu
ZEC to XMR

Swap Zcash to Monero (ZEC to XMR), no KYC

Swap Zcash for Monero at a live orderbook rate, with no account and no identity check. You send ZEC to the deposit address created for your order, and about 10 minutes later the XMR is at the Monero address you gave.

The fee is 2% because Monero is the destination: The fee depends on the route and is shown in the quote. The quote shows it before you send.

Live rate: 1 ZEC ≈ 2.6256 XMR

Quote updated Sep 28, 2026, 9:41 PM UTC. Refreshes every 10 minutes; fees and minimums below use this snapshot.

Fee and minimum snapshot for 1 ZEC on the default network. Check the widget for your selected amount and network.

Fee

2%

Minimum

$20

Typical time

About 10 min

ZEC to XMR measured median execution: 16.1 min across 10 completed swaps in the 30 days ending Sep 28, 2026, 9:41 PM UTC. Measured from deposit detection to the final recorded workflow step; excludes the wait before sending and wallet unlock time. This historical median is separate from the typical estimate above.

Where you send your ZEC from

The order gives you a Zcash deposit address. Pay it from any Zcash wallet, shielded or transparent. If your ZEC sits in a shielded wallet such as Zodl, Ywallet or Zingo, send from the shielded balance like any other payment. If a refund is ever needed, the order moves to a refund state and asks you for a Zcash refund address then.

How the ZEC to XMR swap works

  1. Enter the amount and your Monero address. The quote shows the XMR you can expect, the 2% fee and the minimum, which is about $20.
  2. Send ZEC to the deposit address. Compliance screening runs before the swap. A deposit that fails screening is refunded: the order moves to a refund state and asks you for a refund address. Nothing is held.
  3. Wagyu executes on the orderbook.
  4. Receive XMR at your address. About 10 minutes end to end as a typical estimate for the default network.

Fees, minimum and time for this route

  • Wagyu fee: 2% for this route. The quote also shows applicable routing, trading and rounding costs. Your deposit transaction network fee is paid separately. The final output can change with the market during execution.
  • Minimum: about $20 on the default network. Another network or amount can change the quote.
  • Time: about 10 minutes from deposit detection to completion on the default network. Confirmations and large orders executed in slices can take longer. This is an editorial estimate, not a measured median.

Times are approximate for the default network, from deposit detection to swap completion. Confirmations, order size and your selected network can change the timing. XMR can appear in your wallet before it becomes spendable.

Why swap ZEC to XMR on Wagyu

Zcash gives you optional privacy and exchange access. Monero gives you privacy on every transaction, with no transparent side at all. People rebalance between the two after a price move, or move ZEC bought on an exchange into a coin that has no public ledger to leak from. Doing it on Wagyu avoids a custodial account in the middle and a withdrawal review at the end, and the whole order is followed from one page with no login.

Frequently asked questions

What is the fee for ZEC to XMR?

The Wagyu fee is 2% on this route. The quote shows applicable routing, trading and rounding costs before you send. Your deposit network fee is separate, and the final output can change during execution.

Can I pay the deposit from a shielded wallet?

Yes. The deposit address is a normal Zcash payment destination; send from your shielded balance in any wallet that holds shielded ZEC.

How long does it take?

Typically about 10 minutes from deposit detection on the default network. This is an editorial estimate; confirmations, order size and network conditions can change the timing. The widget shows the estimate for your actual swap.

Do I need an account or KYC?

No. Paste a Monero address, send ZEC, receive XMR. Compliance screening runs before the swap; a deposit that fails screening is refunded, not held — the order asks you for a refund address.

What is the minimum?

About $20 on the default network for this route. Check the quote for your selected network and amount before sending.

Can I go the other way?

Yes, the Monero to Zcash page pays ZEC to your shielded u1 address with its own fee shown in the quote.