Swap Bitcoin to Monero (BTC to XMR), no KYC
Wagyu swaps Bitcoin to Monero without an account or identity check. You send BTC on-chain to a one-time deposit address, the XMR leg trades on Hyperliquid's orderbook, and the coins arrive at the Monero address you choose. Fee 2%, shown in the quote before you send. Minimum about $40. About 20 minutes, most of it Bitcoin confirmations.
Live rate: 1 BTC ≈ 150.48 XMR
Quote updated Sep 28, 2026, 9:40 PM UTC. Refreshes every 10 minutes; fees and minimums below use this snapshot.
Fee and minimum snapshot for 0.0125 BTC on the default network. Check the widget for your selected amount and network.
Fee
Minimum
Typical time
BTC to XMR measured median execution: 31.2 min across 384 completed swaps in the 30 days ending Sep 28, 2026, 9:41 PM UTC. Measured from deposit detection to the final recorded workflow step; excludes the wait before sending and wallet unlock time. This historical median is separate from the typical estimate above.
How the BTC to XMR swap works
- Enter the amount and your Monero address. The quote shows the rate, the 2% fee, the small Hyperliquid taker fee and the estimated XMR you will receive. The minimum for a Bitcoin deposit is about $40, the quote tells you if you are under it.
- Send BTC to the deposit address. Wagyu creates a durable order with a Bitcoin address and an exact amount. Send from any wallet or exchange withdrawal; on-chain Bitcoin only, Lightning is not supported.
- Wait for Bitcoin confirmations. This is the slow part: the network needs to confirm your transaction before the swap executes. The order page shows the stage it is in: confirming, routing, trading, sending.
- Receive XMR at your address. The Monero transaction is sent to the address you entered. Nothing stays on Wagyu, and the order page keeps the transaction id.
Fees, minimum and time for this route
- Wagyu fee: 2% for this route. The quote also shows applicable routing, trading and rounding costs. Your deposit transaction network fee is paid separately. The final output can change with the market during execution.
- Minimum: about $40 on the default network. Another network or amount can change the quote.
- Time: about 20 minutes from deposit detection to completion on the default network. Confirmations and large orders executed in slices can take longer. This is an editorial estimate, not a measured median.
Times are approximate for the default network, from deposit detection to swap completion. Confirmations, order size and your selected network can change the timing. XMR can appear in your wallet before it becomes spendable.
Why swap BTC to XMR on Wagyu
Bitcoin is transparent by design: every payment you make from an exchange withdrawal can be followed on a block explorer. Moving into Monero ends that trail, which is why BTC to XMR is the most searched Monero pair. Most instant exchanges screen your deposit after receiving it and can park it in manual review. Wagyu screens before the swap: a blocked source address is refunded to its origin, and the compliance policy only allows freezing assets under a valid court order or an order from a duly authorised government authority. No sign-up, no email, one private session key per order to track it.
Frequently asked questions
How long does a BTC to XMR swap take?
Typically about 20 minutes from deposit detection on the default network. This is an editorial estimate; confirmations, order size and network conditions can change the timing. The widget shows the estimate for your actual swap.
What is the fee to swap Bitcoin to Monero?
The Wagyu fee is 2% on this route. The quote shows applicable routing, trading and rounding costs before you send. Your deposit network fee is separate, and the final output can change during execution.
Is there a minimum?
About $40 on the default network for this route. Check the quote for your selected network and amount before sending.
Can I send from Lightning?
No. Wagyu takes on-chain Bitcoin only. Send from a regular BTC address, including an exchange withdrawal.
Do I need a Monero wallet first?
Yes. Wagyu sends XMR to the address you enter, so create a wallet (Feather, Cake Wallet, Monerujo or the official GUI) and paste its receiving address. Wagyu never holds your coins.
What happens if my BTC deposit is flagged?
Screening runs before the swap. If the source address is blocked, the transaction does not proceed and the funds are returned to the originating address. Your money does not enter a review queue.
Can I swap Monero to Zcash on Wagyu?
Yes. The Monero to Zcash page pays ZEC to your shielded u1 address with its current fee and timing shown on that page, and the Zcash to Monero page goes the other way.
Related pairs
Buying Monero for the first time? Read how to buy Monero without KYC.
See every Monero route on the Monero swap page, or bridge XMR to Hyperliquid.