WagyuWagyu
XMR to BTC

Swap Monero to Bitcoin (XMR to BTC), no KYC

Wagyu swaps Monero to Bitcoin with no account and no identity check. Send XMR to a one-time deposit address and receive BTC at any Bitcoin address, on-chain. The Wagyu fee for this route is 0%: the rate you see is the rate you get, minus the market's movement during execution. Minimum about $25. About 20 minutes.

Live rate: 1 XMR ≈ 0.0063806 BTC

Quote updated Sep 28, 2026, 9:40 PM UTC. Refreshes every 10 minutes; fees and minimums below use this snapshot.

Fee and minimum snapshot for 5 XMR on the default network. Check the widget for your selected amount and network.

Fee

0%

Minimum

$25

Typical time

About 20 min

XMR to BTC measured median execution: 27.6 min across 306 completed swaps in the 30 days ending Sep 28, 2026, 9:41 PM UTC. Measured from deposit detection to the final recorded workflow step; excludes the wait before sending and wallet unlock time. This historical median is separate from the typical estimate above.

How the XMR to BTC swap works

  1. Enter the XMR amount and your Bitcoin address. Any on-chain BTC address works: legacy, SegWit or Taproot. The quote shows the estimated BTC and the estimated time.
  2. Send XMR to the deposit address. The order gives you a Monero address and an exact amount. Send from your own wallet; there is nothing to connect.
  3. Monero confirmations, then the Bitcoin send. The XMR deposit needs network confirmations, then the BTC transaction is broadcast and needs its own confirmations before your wallet shows it as final.
  4. BTC lands in your wallet. The order page shows the Bitcoin transaction id. Wagyu holds nothing once the send is out.

Fees, minimum and time for this route

  • Wagyu fee: 0% for this route. The quote also shows applicable routing, trading and rounding costs. Your deposit transaction network fee is paid separately. The final output can change with the market during execution.
  • Minimum: about $25 on the default network. Another network or amount can change the quote.
  • Time: about 20 minutes from deposit detection to completion on the default network. Confirmations and large orders executed in slices can take longer. This is an editorial estimate, not a measured median.

Times are approximate for the default network, from deposit detection to swap completion. Confirmations, order size and your selected network can change the timing.

Why swap XMR to BTC on Wagyu

The usual reason to sell Monero for Bitcoin is to pay someone or something that only takes BTC. Doing it through an exchange account means a withdrawal that can be frozen, and a deposit of XMR that some platforms refuse outright. Wagyu never asks for documents, screens before the swap rather than after, and its compliance policy rules out freezing assets without a valid court order or an order from a duly authorised government authority. If a route becomes unavailable, the order switches to a refund state and asks for a Monero refund address; you never open a ticket.

Frequently asked questions

Is there a fee to swap Monero to Bitcoin?

The Wagyu fee is 0% on this route. The quote shows applicable routing, trading and rounding costs before you send. Your deposit network fee is separate, and the final output can change during execution.

How long does XMR to BTC take?

Typically about 20 minutes from deposit detection on the default network. This is an editorial estimate; confirmations, order size and network conditions can change the timing. The widget shows the estimate for your actual swap.

Which Bitcoin address types can I use?

Any on-chain address: starting with 1, 3 or bc1. Not a Lightning invoice.

Is there a minimum?

About $25 on the default network for this route. Check the quote for your selected network and amount before sending.

Can Wagyu freeze my Bitcoin?

Wagyu never holds your BTC: it is sent to your address as soon as the swap executes. The compliance policy limits any freeze to a valid legal order, never an internal suspicion.

What if I send the wrong amount?

Send the exact amount shown in the order. If the deposit differs or a route is unavailable, the order moves to a refund state and asks you for a refund address.

Can I swap Monero to Zcash on Wagyu?

Yes. The Monero to Zcash page pays ZEC to your shielded u1 address with its current fee and timing shown on that page, and the Zcash to Monero page goes the other way.