WagyuWagyu
USDT to XMR

Swap USDT to Monero (USDT to XMR), no KYC

Wagyu turns USDT into Monero with no account and no identity check. Send Tether from Ethereum (default) or BSC to a one-time deposit address, and receive XMR at your Monero address. Fee 2%, shown in the quote. Minimum about $20. About 2 minutes. USDT on Tron (TRC-20) is also supported for XMR only, with a higher minimum shown in the quote. The typical 2-minute duration and about $20 minimum above apply to Ethereum and BSC. You can also receive USDT on Tron when you swap the other way.

Live rate: 1 USDT ≈ 0.0018124 XMR

Quote updated Sep 28, 2026, 9:41 PM UTC. Refreshes every 10 minutes; fees and minimums below use this snapshot.

Fee and minimum snapshot for 1,000 USDT on the default network. Check the widget for your selected amount and network.

Fee

2%

Minimum

$20

Typical time

About 2 min

USDT to XMR measured median execution: 1.7 min across 66 completed swaps in the 30 days ending Sep 28, 2026, 9:41 PM UTC. Measured from deposit detection to the final recorded workflow step; excludes the wait before sending and wallet unlock time. This historical median is separate from the typical estimate above.

How the USDT to XMR swap works

  1. Pick the USDT network and enter your Monero address. Ethereum (ERC-20) by default; BSC (BEP-20) is cheaper to send. Tron (TRC-20) supports XMR only and has a higher minimum shown in the quote. The deposit address depends on this choice, so set it before creating the order.
  2. Send USDT to the deposit address. Exact amount, from any wallet or exchange withdrawal on that network.
  3. Confirmation and execution. The stablecoin leg goes through a decentralized aggregator, the XMR leg trades on Hyperliquid's orderbook.
  4. XMR arrives at your address.

Fees, minimum and time for this route

  • Wagyu fee: 2% for this route. The quote also shows applicable routing, trading and rounding costs. Your deposit transaction network fee is paid separately. The final output can change with the market during execution.
  • Minimum: about $20 on the default network. Another network or amount can change the quote.
  • Time: about 2 minutes from deposit detection to completion on the default network. Confirmations and large orders executed in slices can take longer. This is an editorial estimate, not a measured median.

Times are approximate for the default network, from deposit detection to swap completion. Confirmations, order size and your selected network can change the timing. XMR can appear in your wallet before it becomes spendable.

Why buy Monero with USDT on Wagyu

Stablecoins are how most people hold value between trades, and USDT is the one exchanges let you withdraw everywhere. Swapping it to Monero is the simplest way to get XMR without KYC: no fiat, no card, no account, just a transfer you already know how to make. Wagyu screens the deposit before the swap and refunds a blocked address to its origin; its compliance policy only allows freezing under a valid court order or an order from a duly authorised government authority.

Frequently asked questions

Can I send USDT on Tron (TRC-20)?

Yes. Select USDT on Tron (TRC-20) as your send asset; Monero (XMR) is the only supported destination. Tron has a higher minimum shown in the quote. Native TRX is not supported as a send asset.

Which USDT network is cheapest?

BSC, at a few cents of network fee. Ethereum costs a few dollars of gas. Wagyu's fee is the same 2% on both.

How long does USDT to XMR take?

Typically about 2 minutes from deposit detection on the default network. This is an editorial estimate; confirmations, order size and network conditions can change the timing. The widget shows the estimate for your actual swap.

Is there a minimum?

About $20 on the default network for this route. Check the quote for your selected network and amount before sending.

Is the rate fixed when I send?

The quote is an estimate and the deposit amount is exact. The XMR you receive follows the orderbook during execution; large amounts are sliced to keep slippage low.

Do I get a receipt?

The order page keeps the deposit, the execution and the Monero transaction id, accessible with the order's private session key.

Can I swap Monero to Zcash on Wagyu?

Yes. The Monero to Zcash page pays ZEC to your shielded u1 address with its current fee and timing shown on that page, and the Zcash to Monero page goes the other way.