WagyuWagyu
XMR to USDT

Swap Monero to USDT (XMR to USDT), no KYC

Wagyu swaps Monero to USDT with no account and no KYC. Send XMR to a one-time deposit address and receive Tether on Tron (default, the cheapest network to spend from), Ethereum or BSC, at the address you choose. 0% Wagyu fee. Minimum about $25. About 11 minutes.

Live rate: 1 XMR ≈ 531.32 USDT

Quote updated Sep 28, 2026, 9:41 PM UTC. Refreshes every 10 minutes; fees and minimums below use this snapshot.

Fee and minimum snapshot for 5 XMR on the default network. Check the widget for your selected amount and network.

Fee

0%

Minimum

$25

Typical time

About 11 min

XMR to USDT measured median execution: 16.5 min across 84 completed swaps in the 30 days ending Sep 28, 2026, 9:41 PM UTC. Measured from deposit detection to the final recorded workflow step; excludes the wait before sending and wallet unlock time. This historical median is separate from the typical estimate above.

How the XMR to USDT swap works

  1. Choose the USDT network and enter your address. Tron (TRC-20) for an exchange deposit or a payment, Ethereum or BSC for DeFi. Make sure the address matches the network.
  2. Send XMR to the deposit address. Exact amount, from any Monero wallet.
  3. Monero confirmations, then the stablecoin send. About ten minutes.
  4. USDT arrives at your address. Ready to spend, deposit or hold.

Fees, minimum and time for this route

  • Wagyu fee: 0% for this route. The quote also shows applicable routing, trading and rounding costs. Your deposit transaction network fee is paid separately. The final output can change with the market during execution.
  • Minimum: about $25 on the default network. Another network or amount can change the quote.
  • Time: about 11 minutes from deposit detection to completion on the default network. Confirmations and large orders executed in slices can take longer. This is an editorial estimate, not a measured median.

Times are approximate for the default network, from deposit detection to swap completion. Confirmations, order size and your selected network can change the timing.

Why cash out XMR to USDT on Wagyu

Selling Monero on an exchange means an account, a deposit that some platforms block, and a withdrawal that can be frozen. Swapping XMR to USDT on Wagyu skips all three: no account, screening before the swap rather than after, and a policy that forbids freezing assets without a valid court order or an order from a duly authorised government authority. USDT on Tron is accepted by nearly every exchange and merchant, so it is the usual last step before spending. If something goes wrong with a route, the order asks for a Monero refund address and returns your coins.

Frequently asked questions

Which USDT network should I choose?

Tron (TRC-20) if you plan to deposit on an exchange or pay a merchant, it costs almost nothing to move. Ethereum or BSC if you need it in a DeFi wallet.

Is there a fee?

The Wagyu fee is 0% on this route. The quote shows applicable routing, trading and rounding costs before you send. Your deposit network fee is separate, and the final output can change during execution.

How long does it take?

Typically about 11 minutes from deposit detection on the default network. This is an editorial estimate; confirmations, order size and network conditions can change the timing. The widget shows the estimate for your actual swap.

Is there a minimum?

About $25 on the default network for this route. Check the quote for your selected network and amount before sending.

Can I swap XMR to USDT on Tron and then back to XMR later?

Yes. USDT on Tron (TRC-20) can be swapped back to Monero (XMR), subject to the higher Tron minimum shown in the quote. Tron send assets support XMR only: USDT to Monero.

Is USDC available instead?

Yes: Monero to USDC, delivered on Arbitrum by default.

Can I swap Monero to Zcash on Wagyu?

Yes. The Monero to Zcash page pays ZEC to your shielded u1 address with its current fee and timing shown on that page, and the Zcash to Monero page goes the other way.